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HDB Resale Specialist

Sell Your HDB — Maximise Your Sale Proceeds

Strategic HDB selling advisory backed by 14 years of Singapore market experience.

Selling an HDB flat is one of the biggest financial decisions a homeowner makes. The difference between an average outcome and a strong one comes down to accurate pricing, strong marketing reach, professional negotiation, and avoiding the timing mistakes that quietly erode net proceeds. With 14 years of HDB resale experience, we help HDB owners plan and execute a sale built around maximising their final take-home.

Accurate HDB valuation based on recent transacted prices
Professional photography & portal listings (PropertyGuru, 99.co)
Targeted marketing to qualified, ready buyers
Skilled negotiation to maximise your selling price
Full HDB resale paperwork & timeline management
Coordinated planning if you're upgrading to a condo

Start with eligibility and comparable transactions

Check the applicable MOP and eligibility through HDB, register an Intent to Sell, then compare recent transactions for similar flats. Floor, remaining lease, condition and location can affect the pricing range; an indicative appraisal is not a formal HDB valuation.

Plan the resale timeline

Allow time to find a suitable buyer, agree the transaction, submit documents and complete the sale. HDB’s approximately eight-week processing period starts from acceptance of the resale application, not the date the flat is listed or the OTP is issued. Confirm your timeline in the HDB portal.

Review CPF, loan and selling costs

Get each owner’s CPF refund figure and the lender’s redemption statement. Budget for conveyancing, agent services and applicable GST, moving and any relevant charges. Keep CPF refunds separate from estimated cash and check any levy affecting the next subsidised home.

Coordinate an upgrade

Compare selling first and buying first, funding availability and temporary housing needs. Discuss taxes, eligibility, completion dates and whether an extension of stay is permitted before committing to the next property.

HDB: application and completion timeline ↗

Frequently Asked Questions

Ready to maximise your sale proceeds?

14 years of Singapore property experience. Strategic pricing, targeted marketing, and skilled negotiation — speak with Tony today.

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